This is a sponsored post, which means I was compensated and/or given free product in exchange for my honest opinions and review.
The Importance of Education
Education has always been extremely important to me. As I was going through high school, it was expected that I would go on and further my education, which I did.
My first year in college was a little rough, but then I transferred schools (Go Wildcats!) and loved it. Even with transferring, I was able to graduate in 4 years with almost a 4.0 grade point average. I took a couple of years off, but then went back and earned my Master’s in Business, while working part-time.
I really enjoyed my college experience, and I think that education has helped me in so many different areas of my life. I really want that experience for each of my boys.
Kindergarten to College Education?
I know what you’re probably thinking. Your oldest son is only in kindergarten, why would you be thinking about college now? Well, first I’m a big planner. Remember my goal posts, my bucket lists, and my 30 things before the end of my 30’s posts? Yeah, I’m a big list maker too.
Second,college is really, really expensive. If I want to help my children be able to go to school, I really have to start saving now. Seriously.
Plus, Kindergarten happened in the blink of an eye. One minute, I’m looking at my beautiful baby, and the next I’m waving to him as he gets on the bus.
So, I don’t think it’s ever to early to prepare when the value of an education is so great.
I Can’t Save Now
Even though I say I want to start saving now, it’s really not realistic. We have lots of expenses, and we are only a one income family. That doesn’t mean that I can’t start preparing for their education in other ways.
Luckily, I was contacted and sent a great book on how to pay for college. It answered so many questions that I already had, plus gave me answers to things I didn’t even know to ask. If you have high school age children, or if you are thinking of going to college yourself (or if you’re like me and want to start preparing now,) you need to read this book. This book will help you figure out how to pay for a higher education.
A Parent’s Guide to Paying for College
A Parent’s Guide to Paying for College by Richard W. Preston is a great resource for everything related to money and higher education. It’s a step-by-step guide that answers questions about financial aid, applying for scholarships, applying for grants, and so much more. If you don’t know where to begin and you’re thinking about college for your kids (or even for yourself), this book is a great place to start.
Richard is a parent just like us. He has been through the process, and now uses his knowledge to help other people. His first attempt trying to help his son was a complete mess, only resulting in $2300 from a Stafford Loan. By the next year, he was able to get $18,000 worth of aid, mostly in grants that did not need to be paid back. Using that experience, he went on to work in the financial services industry for the next 20 years, and has been helping other parents. He’s now written this book to reach an even wider audience.
He breaks the book into easy to follow chapters, and guides you right through the steps you need to take. He also gives you timelines, helps you understand the forms you will be filling out, and gives you alternate resources to find money. He explains the differences between loans and grants, as well as the importance of applying for Financial Aid, as opposed to a home equity loan.
When it comes to finances and financial decisions, I really need all the help I can get. Richard’s book was easy for me to understand because he gave important background information and definitions.
As I mentioned earlier, I got both my Undergrad and Graduate degrees. I did apply for scholarships, but never applied for Financial Aid. My Dad always thought he made too much money for me to qualify. This book dispels that thought. I really wish we would have had this book when I was going to school because it would have taken a lot of the pressure off them and my Grandma (who was a big help.) I’m just so glad that I have it now.
If you are interested in purchasing Richard’s book, simply click on his book’s title A Parent’s Guide to Paying for College and you’ll be taken to Amazon through my affiliate link. The book is very reasonable at only $6.99. I’d say it is a pretty wise investment in you and your children’s future education.